Hey, have you ever gotten home from a wonderful vacation and thought, “wow, I can’t wait to blog about all the cool stuff we did, just as soon as I get a good night’s sleep!” and then the next day, you get into a high speed collision and end up not only injured but tied up with stupid asshole insurance agencies for the next three days? Really? Me too!! What a coincidence.
So, yeah. Please pardon my absence, but an old lady who really shouldn’t be driving decided to turn left in front of me in the middle of an intersection, causing this:

The grey Santa Fe with the fender under the hood? That’s mine. Only 6 months old and, before Thursday, it was pristine. Now, thanks to the negligence of one woman, my once minty truck will forever bear the stigma of having had extensive repairs following a collision. That is, of course, if it isn’t written off first. (The total loss case doesn’t look good, but I’m still holding out hope.)
So, before this gets too convoluted, allow me to back up to the beginning (and forgive me if it sounds like a police report, considering that I’ve had to tell the same story to about 18 bajillion different insurance people, along with the police):
On Thursday afternoon, I took my kids (6 year old boy and 3 year old girl, if you’re not a regular reader) out to run some errands. My husband was still at home, putting the finishing touches on our landscaping. A mere block away from errand #1, I was in the right lane, heading into the intersection. The light was green, so I was going the full 60 kms/hour. A 78 year old woman in a red car, coming from the opposite direction, turned left directly in front of me without yielding. I slammed on my brakes but, going the full speed limit through the intersection as I was, I was unable to miss her. Instinctively, I tensed up, grasping the steering wheel with a grip like a steel vice, and slammed right into her. There was a loud bang, a popping sound as the airbag exploded into my face, and a scream. (I’m pretty sure it was mine.) I heard my daughter crying hysterically in the back seat and rushed to get out of the car. Before I even had a chance to open my door, a man was beside me, cell phone in hand, telling me that he had seen everything and was on the phone with 911. As my car steamed and spewed green liquid all over the road, I extricated my children from the vehicle and ushered them to the median as the ambulance pulled up.
I glanced to the red car I had hit and saw two seniors, a man and a woman, sitting calmly inside. It struck me as odd that they didn’t bother to get out of the vehicle, but I didn’t dwell on it as I was in the process of trying to get ahold of my husband, otherwise known as “the deaf guy who never answers the phone.” After three or four unanswered calls, I noticed that my cell phone battery was nearly dead, so I did what anyone in my situation would do. I called my mommy. I asked her to keep trying the house. Not surprisingly, a few minutes later my dad arrived. (I love my parents. I can always, always count on my dad to be there whenever I need him, though that’s a post for another time…)
And, because I’m nothing if not thorough, I called up my dear friend and neighbor to see if she could pop by my house to track down my poor, deaf husband. As it turned out, her husband was home that afternoon (what with the whole being diagnosed with pneumonia thing – also a story for another time) and she sent him over to check up on my oblivious man. Long story short, within about 20 minutes I had my dad, my husband and my husband’s best friend at the accident scene with me.
By now, two witnesses had stepped up on my behalf. Given the speed and severity of the collision, they were looking at me with a kind of concern I’ve never seen on the face of a stranger. (Awesome, awesome people, by the way. I am so lucky that they stopped to help me.) A paramedic approached us and checked out the kids. My daughter had two bruises forming where her carseat harness had held her safely in her seat and my son was complaining of chest pain where his seatbelt had held him. Otherwise, they were fine. (Yet another thing to be grateful for.) It was then that I noticed the pain in my hand.

It was cut and swollen (although it didn’t look it’s worst until that evening when it looked as though someone had blown up a rubber glove and glued it to the end of my arm.) Within a few minutes, it had swollen up to three times it’s normal size. And what’s that? The shape of that cut looks familiar. Almost like a logo:

Could it be? Why, yes! I have officially been branded with half a Hyundai logo:

Since that time, my hand has turned every colour of the rainbow. Currently, it has sections of yellow and green bruising along the back of my hand and wrist, topped off with some red and purple bruising along the knuckles. Sexy. I won’t even get into the back and neck pain. (You’re welcome.)
The paramedics gave me an ice pack for my hand and set about helping the seniors from their car. The woman who was driving it was already out and walking, but the passenger door was so smashed in that the man on that side was unable to open his door. A fireman pried it open and, by some miracle, the man was able to get up and walk on his own toward the ambulance to be checked out. (I haven’t heard from them since, but I can only imagine how much pain they’re experiencing right now. They definitely got the worst of the crash.)
It was around this time that the police showed up. They began filling out a police report as I wrote out a collision statement. I had it all pretty much pulled together until I was asked for my insurance and registration.
“Ma’am, I hate to even ask you this, but do you have your current registration? This one expired in June.”
(Holy mother of all that is holy, are you freaking kidding me?)
Sent the hubby home to fetch the current registration and set about calling the tow truck people.
After describing the make and model of my vehicle, I embarked on the most idiotic conversation I’ve ever had whilst standing in the middle of the road.
“What is your location?”
“In the middle of the intersection of this street and that avenue.”
“And where is your vehicle located?”
“Right in the middle of the intersection.”
“And which direction is the vehicle facing?”
“North. It’s in the middle of the intersection. You can’t miss it.”
“Which lane is the vehicle in?”
“It’s in the middle of the intersection. It’s not in a lane.”
“Is your vehicle on the street or the avenue, ma’am?”
“It’s in the intersection. The intersection!”
“And what is your license plate number, ma’am?”
(At this point, a couple of stray tears were tracking their way down my cheeks as I struggled to maintain my composure.)
“It’s, uh, it’s, well, I can’t remember right now, but my vehicle is right in the middle of the road. You can’t miss it!”
“And you don’t have your license plate number?”
“Look. My car is sitting in the middle of the intersection at this street and this avenue. You can’t possiby miss it. There’s an ambulance, a firetruck and a police car here as well. Can’t you just send a tow truck?”
“And you don’t know what lane the car is in, ma’am?”
“Just send a tow truck! Just send one! My car is in the middle of the freaking road and I just need you to send the tow truck!”
“Yes, thank you for your call, ma’am. Is there anything else I can help you with today?”
In the end, my husband returned with the current registration and the police officer told me not to worry about it, (“I know how sometimes these things can slip your mind”), the tow truck arrived and by some miracle, actually managed to find my vehicle sitting in the middle of the damn intersection (will wonders never cease?), the paperwork was finished and the kids and I were settled in my dad’s truck so he could take us to the doctor to be checked out.
(The hand isn’t broken. The kids are fine. Aside from some pain and stiffness, I will be fine also. The vehicle? Not so much.)
You know how sometimes after a person has gotten into an accident, he discovers some amazing ability or talent that he hadn’t possessed before his bump on the noggin? Like, all of a sudden, he’s speaking fluent Japanese when he was born and raised in Texas? Well, unless it’s some really obscure new ability, I’m pretty sure I got nothin’. Stupid, good-for-nothing airbag. I think if I’m going to get slammed in the head, the least I should get out of the deal is the ability to sing like an angel. Or perform differential equations in my mind. I’m not picky. Alas, I’m as talentless now as I was before.
So, here I sit, picking at the scabs from the Hyundai symbol-inflicted wound on my hand, wondering whether or not I’ll get lucky enough to be able to write off my poor, destroyed vehicle and start fresh. Given the reaction that I got from the adjuster who came to check out the vehicle, I’m thinking not. (He actually gave me the air quotes while he condescended to me. Air quotes!)
(You should be “grateful” that your kids are okay. That’s all that “matters.” These are the “chances” you take when you drive on the roads. It’s “dangerous” out there.)
Asshole.
______________
Ok, so I didn’t actually get the chance to finish off and post this last night but it’s just as well because it would have been filled with more insurance crap. Makes my head hurt just thinking about it. You can thank me later for not burdening you…
So, guess what? Today I got great news from my insurance company. They are writing off my vehicle as a total loss. I get 100% of the price I paid for it so I can go buy another Santa Fe. I am so, so glad that I won’t be saddled with the old truck. Hallelujah!! Also, the other insurance company is accepting 100% responsibility for the fault of the accident, no question. Hallelujah again!
Filed under: Just My Luck, Me, Offspring, Pity Party by WWS (Lynn) - 14 Comments →